Consumer Lending Underwriter

    • Job Tracking ID: 512439-762431
    • Job Location: Dunedin, FL
    • Job Level: Any
    • Level of Education: High School/GED
    • Job Type: Full-Time/Regular
    • Date Updated: March 17, 2021
    • Years of Experience: Any
    • Starting Date: ASAP
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Job Description:

Dominate in service by maintaining knowledge of all products, services, organizational policies and procedures. Perform a variety of services for both internal and external members and lending functions via telephone, e-mail and internet. Must be able to work before or after hours, Saturdays and Holidays for meetings/training or as workload requires. Must participate in training annually or as required for BSA and the Privacy Act.

  • Accurate and timely decision and conditioning of loan requests.
  • Understanding and execution of Achieva’s lending guidelines and policies
  • Underwrite consumer loan products within authority and Achieva guideline and policies.
  • Offer Achieva loan products, ancillary products to loan applicants, when applicable
  • Meet production expectations.
  • Interview and counsel member regarding their borrowing needs.
  • Ability to analyze credit risk.
  • Build a loan portfolio that performs within Achieva’s expectations
  • Build relationship with members and team members that meets all standards of the Brand Frame.
  • Keeps informed of all lending guidelines, policies and regulations involving lending decisions.
  • Ensure compliance with legal requirements, lending regulations and internal policies and procedures on all loan decisions and documentation.
  • Perform member service and loan maintenance as required.
  • Transaction History clarification/Types of Transactions.
  • Responsible for upholding all credit union ethical standards.
  • Represents the credit union in a courteous and professional manner.
  • Perform other essential job functions as required or assigned.
  • Partner with leadership to be a top employer.

 

 

Experience and Skills:

Education Required:

  • High school diploma or GED

Experience Required:

  • Related financial institution experience- minimum 3 years
  • Demonstrated sales experience- minimum 1 year
  • Consumer loan underwriting and/or origination- minimum 1 year

Required Skills:

  • Exceptional communication skills
  • The ability to multi-task
  • Organizational skills
  • Superior interpersonal skills
  • Sharp attention to detail
  • A professional demeanor, appearance, and speech
  • The ability to work independently
  • The ability to identify and solve problems
  • Proficient in Microsoft Office products to include Word, Excel, & Outlook

Personal Attributes Required:

  • Positive Attitude
  • Attention to detail
  • Organized
  • Ability to multi-task
  • Interpersonal skills
  • Professional demeanor
  • Ability to work independently
  • Ability to work at rapid pace