Indirect Auto Lending Underwriter - REMOTE POSITION

    • Job Tracking ID: 512439-806952
    • Job Location: Dunedin, FL
    • Job Level: Any
    • Level of Education: Any
    • Job Type: Full-Time/Regular
    • Date Updated: May 12, 2022
    • Years of Experience: Any
    • Starting Date: ASAP
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Job Description:

*Position is eligible for fully remote work*

Responsible for reviewing and making decisions on indirect loan applications from dealers using formalized risk assessment and pricing. Must be able to work on occasional nights, weekends and holidays as business demands require.

  • Provides prompt, friendly and accurate service to internal and external customers.
  • Responsible for bringing in the appropriate mix of business as directed by ACU while maintaining credit quality and yield goals.
  • Meet with dealers to review production, application flow and service issues and improve sales and overall production.
  • Obtain, foster and retain profitable indirect consumer lending relationships with automotive dealers.
  • Call on new and existing dealers to sell ACU lending services.
  • 10% of the position is spent calling on new and existing dealers to build and strengthen the relationship, 90% will be spent underwriting.
  • Maintains a working knowledge of all lending policies and guidelines and all aspects of loan closings.
  • Responsible for bringing $3.5M in incremental monthly production to the credit union.
  • Maintain credit quality and profitability goals set forth by Achieva Credit Union.
  • Responsible for upholding all credit union ethical standards.
  • Responsible for upholding all credit union ethical standards.
  • Represents the credit union in a courteous and professional manner.
  • Perform other essential job functions as required or assigned.

Experience and Skills:

Required Education:

  • Bachelor's Degree Business Administration or related field, or equivalent work experience

Required Experience (Minimum 3 years each):

  • Indirect/underwriting lending experience, (automotive industry preferred)
  • Credit and sales skills
  • Sound knowledge of regulatory and compliance requirements
  • Successful track record of relationship management

Required Skills:

  • Microsoft Office Suite to include Outlook
  • Ability to negotiate
  • Impeccable interpersonal skills
  • Professional demeanor
  • Ability to work independently
  • Temenos- preferred
  • FSP- preferred
  • CMS- preferred